Calculators
SIP & Lumpsum
Use this SIP delay calculator to see the cost of delay in rupees. Enter your monthly amount, investment period and an assumed annual return, and it compares starting today with the same SIP delayed by a few months. The gap between the two figures is your SIP delay cost: the SIP missed returns you give up because the money had less time to compound. This is why even a short SIP investment delay matters more than it looks, since your earliest instalments are the ones that stay invested the longest.
The Cost of Delaying Your SIP
₹
Yrs
%
Months
Your Result
Value if you start today
₹27,88,069
Value if you delay
₹26,60,376
₹1,27,693
Cost of delaying by 2 Months