What we offer

Insurance is not an expense, it is the floor under everything else you build. If your income stops, the plan you have been investing towards should not stop with it. That is the job insurance coverage plans do, and it is the reason they come before any investment decision.

What Ekaiva Does in Insurance:

We help you work through the insurance policy options available and get the cover in place:

• • Life insurance plans — secure your family’s financial future if your income stops.
  • Health insurance plans — cover rising medical costs. IRDAI puts medical inflation in India at 12–14% a year, which means a cover set five years ago is already worth far less in real terms.
  • Term insurance plans, ULIPs and more — matched to your goals and budget, with the cost and the cover explained separately so you can see what you are paying for.

We look past the premium at what actually decides whether the policy works: the sum assured against your family’s real needs, the exclusions and waiting periods, and the claim settlement record of the specific insurer, not an industry average. The aim is cover that pays when your family needs it, not the cheapest quote.

With Ekaiva, insurance is about knowing exactly what is covered, what is not, and what your family would receive.

Note: Insurance is the subject matter of solicitation. Read the policy wording and benefit illustration carefully.